Going to INFORMS CIST 2007, Seattle 

Thursday, August 23, 2007   Permanent link to this post

My research paper "Impact of SOA Use on Performance Outcomes of Information Sharing in Supply Chain" has been accepted for the INFORMS CIST - Conference on Information Systems and Technology 2007. This would be my second visit to CIST. I love this conference for its open, discussion oriented format and great participation. This will be my fourth research conference presentation this year (after Academy, AMCIS and ICIS) - the year is turning out rather well.

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Bank of One: Prosper.com 

Saturday, August 18, 2007   Permanent link to this post

I have just came back from AMCIS 2007 - Americas Conference on Information Systems. The conference was held at the beautiful Keystone, Colorado. I presented my preliminary paper on Prosper.com titled - "Bank of One: Empirical Analysis of Peer to Peer Financial Marketplace". The presentation was received very well. I even received an invitation to submit it to a very good journal - which is quite nice. Several attendees asked me for a copy of my presentation - so here is a PDF copy of my AMCIS 2007 presentation on Prosper.com. The paper itself is available through AMCIS Proceedings or you can leave a comment on this post with your email and I would be happy to send you a copy of the paper.

Update:
I received several appreciate emails about the presentation file posted above. The post was linked in several blogs including Tom's excellent blog: Prosper Lending Review - Thanks Tom.

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Just curious, did you happen to rerun the data after your original analysis? Just wondering if the trends have changed over time. I'm also wondering if the high number of defaults has decreased since prosper began providing better credit information on the prospective borrowers.

In any case, congrats on the presentation!

Thanks FlatGreg. I am in the process of updating the analysis. I expect to post updated results in a couple of weeks time.

Awesome, glad to hear it! I'm curious to know how your prosper picks are doing as well.

Have you checked out ericscc.com? It compiles all the info prosper releases publicly. You can for instance look up a lender and see what their rate of return is. An interesting thing to note is the older the average loan age for the lender, the lower the ROI. I assume part of this is because newer loans haven't had time to default yet, or to show up as defaults.

For instance search for lenders with > 10 loans and an average age of > 180. Then increase the average age to > 360 and you'll see the ROIs drop drastically. I'm not sure how much is due to my above theory, and how much is because of the improved borrower information that prosper has provided over time.

Any thoughts?

hey,i saw your name on Smartmoney from an article covering prosper.com.hopefully i can get a copy of your paper, to hear from you more in-depth analysis. my email steward.du@gmail.com. thx in advance!

Hi Sanjeev

I am researching a report on P2P lending for UK publisher VRL KnowledgeBank. I would be very interested to read your paper on Prosper. If you are able to send a copy to raycain at gmail dot com I would be very grateful.
Thanks very much
Ray Cain

analysis are really necessary in any circumstances. whether its a typical conference or some other discussion. an solid analysis can change the whole look for a agency that deals in insurance like segments.

California Insurance Agent

Hi Sanjeev,

Hopefully it's not too late to get a copy of your report on prosper, i'm researching the effects on the banking industry, more imporantly the effects of potential developments of the idea on the banking industry. my email address is ross.olusanya@gmail.com

Thanks

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