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Verse 1:
Baby, you ain't got no money and you barely got a job.
You lost the last two ones you had, but you claimed that it wasn't your fault.
I wonder who will get the blame when you're standing there alone
'Cause darlin' I hate to name names, but it ain't nobody's fault but your own.

Chorus:
You're a fly guy but your debt's high
No, not my guy, I gotta' say bye bye!
You're my baby, but you're lazy.
Don't you get it? Won't let it affect my credit!
You're a fly guy but your debt's high
No, not my guy, I gotta' say bye bye!
You're my baby, but you're lazy.
Holla' at me when you get it together.

Verse 2:
Baby you lost your free tuition to the local community school.
You never made it in to class 'cause you couldn't get your ass out the bed before two.
Ain't nothin' goin' on but the rent and even that's overdue.
So until you stop failin' I gots to be bailin', there's nothing left for me to do!

Chorus:

Rap:
When we first started kickin' it baby there was nothing better.
We was real close knit, we was tight like a sweater.
You made my dry-ass life seem like there was nothing wetter.
Vibing off our conversations, phone calls, and love letters.
365 days and we still on this couch.
A year gone by, ain't nothin' moved but your mouth.
And now I'm sick of you all up in my grill asking me to marry,
Jocking me like Janet or at least Mariah Carey.
You talk about forever but you ain't got it together
And the thought of carrying you for life is just scary.

Chorus… Out