Research Page for Mel Stephens

Mel Stephens
University of Michigan
Department of Economics
611 Tappan St., 341 Lorch Hall, Ann Arbor, MI 48109-1220
Phone: 734-647-5606
mstep@umich.edu

Curriculum Vitae

Refereed Publications

The Consumption Response to Predictable Changes in Discretionary Income: Evidence from the Repayment of Vehicle Loans
The Review of Economics and Statistics, May 2008, vol.90, n.2, p.241–252
Are There Treatment Duration Differences in the Seattle and Denver Income Maintenance Experiments?
The B.E. Journal of Economic Analysis & Policy: Vol. 7 : Iss. 1 (Contributions), Article 58, 2007
Is There a Retirement-Consumption Puzzle? Evidence Using Subjective Retirement Expectations (With Steve Haider)
The Review of Economics and Statistics, May 2007, 89(2): 247–264
Abortion Legalization and Adolescent Substance Use (With Kerwin Charles)
Journal of Law and Economics, October 2006, vol. 49, no. 2, p.481-505
Paycheque Receipt and the Timing of Consumption
The Economic Journal, August 2006, vol. 116, issue 513, p.680-701
The Impact of Separate Taxation on the Intra-Household Allocation of Assets: Evidence from the UK (With Jennifer Ward-Batts)
Journal of Public Economics, August 2004, vol.88, n.9-10, p.1989-2007
Job Displacement, Disability, and Divorce (With Kerwin Charles)
Journal of Labor Economics, April 2004, vol.22, n.2, p.489-522
Job Loss Expectations, Realizations, and Household Consumption Behavior
The Review of Economics and Statistics, February 2004, vol.86, n.1, p.253-269
"3rd of tha Month": Do Social Security Recipients Smooth Consumption Between Checks?
Programs and Data for "3rd of tha Month" paper
The American Economic Review, March 2003, vol.93, n.1, p.406-422
Worker Displacement and the Added Worker Effect
Journal of Labor Economics, July 2002, vol.20, n.3, p.504-537
The Long-Run Consumption Effects of Earnings Shocks
The Review of Economics and Statistics, February 2001, vol.83, n.1, p.28-36

Other Publications

Rates for Vehicle Loans: Race and Loan Source (With Kerwin Charles and Erik Hurst)
American Economic Review Papers and Proceedings, May 2008, vol.98, n.2, p.315-320
The Level and Composition of Consumption Over the Business Cycle: The Role of `Quasi-Fixed' Expenditures (With Kerwin Charles)
Published in Working and Poor: How Economic and Policy Changes Are Affecting Low-Wage Workers
(eds., Rebecca Blank, Sheldon Danziger, and Robert Schoeni), Russell Sage Press, 2006.

Working Papers Available On-line

Can Governments Help Households Smooth Consumption? Evidence from Japanese Public Pension Benefits (with Takashi Unayama)
The Impact of Retirement on Household Consumption in Japan? (with Takashi Unayama)
The Stability of Elicited Discount Rates over Time (with Erin Krupka)
How Accurate Are Expected Retirement Savings? (with Steve Haider)
The Impact of the 1972 Social Security Benefit Increase on Household Consumption
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Last updated August 2009