Jane K. Dokko

Economist

Board of Governors of the Federal Reserve System

Email: first name [dot] middle initial [dot] f r b [dot] 3-letter abbreviation for government

Tel: (202) 452-3637

20th and C St. NW, MS 93

Washington, DC 20551

 

Curriculum Vitae [in pdf]

 

Research

Taxation

Tax Preparation Services for Low- and Moderate-Income Households: Preliminary Evidence from a New Survey (with Michael Barr), National Tax Association Proceedings, 2005.

 

Tax Filing Experiences and Withholding Preferences of Low- and Moderate-Income Households: Preliminary Evidence from a New Survey (with Michael Barr), IRS Research Conference Proceedings, 2006.

 

Paying to Save: Tax Withholding Among Low- and Moderate-Income Households(with Michael Barr) (submitted).

 

Third Party Tax Administration: The Case of Low- and Moderate-Income Households (with Michael Barr), Journal of Empirical Legal Studies, 2008.

 

Does the NEA Crowd Out Private Charitable Contributions to the Arts?, National Tax Journal, March 2009.

 

Mortgage Delinquency and Property Taxes (with Nathan B. Anderson), forthcoming in National Tax Association Proceedings, 2008.

- Reprinted in State Tax Notes (forthcoming).

 

Property Tax Escrow in Subprime Mortgage Markets (with Nathan B. Anderson), Proceedings of the Federal Reserve Bank of Chicago 45th Annual Conference on Bank Structure and Competition, 2009.

 

The Effect of Taxation on Labor Supply: Results from a Quasi-Experiment, work In progress.

 

Things My Mortgage Broker Never Told Me About Homeownership: Escrow, Property Taxes, and Mortgage Delinquency (with Nathan B. Anderson), work in progress.

 

Financial Services Among Low- and Moderate-Income Households

Payment Innovations in Serving Low- and Moderate-Income Households: Policy, Practice, and Evidence from a New Survey (with Michael Barr and Ed Bachelder), Proceedings of the Federal Reserve Bank of Chicago 42nd Annual Conference on Bank Structure and Competition, 2006.

 

Preferences for Banking Services Among Low- and Moderate-Income Households (with Michael Barr and Eleanor Feit), work in progress.

 

And Banking For All? (with Michael Barr and Ben Keys), work in progress.

 

Which Way to the Bank? Geographic Determinants of Bank Account Ownership (with Michael Barr, Ron Borzekowski, and Elizabeth Kiser), work in progress.

 

Regulation in the Alternative Financial Services Market (with Michael Barr and Ben Keys), work in progress.

 

Housing

Points and Fees and Balloons, Oh My! Homeowners in Low- and Moderate-Income Neighborhoods (with Michael Barr and Ben Keys), work in progress.

 

Default Decisions of Underwater Subprime Borrowers (with Neil Bhutta and Hui Shan), work in progress.

 

Miscellaneous

The Effect of Welfare Reform on the Material Hardship of Single and Married Mothers, work in progress.

 

Survey Development

The Detroit Area Household Financial Services Survey is an hour long survey of 1,000 households that Michael Barr and I designed and implemented. We worked with the Survey Research Center at the University of Michigan to ask low- and moderate-income households about their use of formal and informal financial services. Click here to check out the contents of our survey or email me if you are interested our data.