Ph.D. Candidate in Economics, University of Michigan, 2005 -

M.A. in Economics, University of Michigan, 2005.

B.A. in Economics and Political Science, Swarthmore College, 2001.

"Did Exposure to Poor Neighborhoods Change in the 1990s? Race, Risk, and Housing Mobility" (with Xavier de Souza Briggs), Forthcoming, Urban Studies.

"Hurt the Worst: The Risk of Unemployment Among Disadvantaged and Advantaged Male Workers, 1968-2003" (with Sheldon Danziger), in K. Newman, ed., Laid Off, Laid Low: The Social and Political Consequences of Job Instability, Social Science Research Council, Forthcoming 2008.

"Trends in Income and Consumption Volatility, 1970-2000," in D. Joliffe and J. Ziliak, eds., Income Volatility and Food Assistance in the United States, Upjohn Institute for Employment Research, Forthcoming 2008. (pdf)

"Dollars and Sense: What a Tennessee Experiment Tells us about Merit Pay" (with Thomas S. Dee), Education Next, 5(1), p. 60-67, Winter 2005. (pdf)

"Does Merit Pay Reward Teachers? Evidence from a Randomized Experiment" (with Thomas S. Dee), Journal of Policy Analysis and Management, 23(3), p. 471-488, 2004. (pdf)

"Increased Life Expectancy: A Global Perspective" (with Barry P. Bosworth), in H. Aaron and W. B. Schwartz, eds., Coping with Methuselah: Molecular Medicine and the Problems of an Aging Society. Brookings Press, 2004.

"Did Securitization Lead to Lax Screening? Evidence from Subprime Loans" (with Tanmoy Mukherjee, Amit Seru, and Vikrant Vig), April 2008, Under Review. (pdf)

"Can Self-Control Explain Avoiding Free Money? Evidence from Interest-Free Student Loans" (with Brian C. Cadena), March 2008, Under Review. (pdf)

"Who Gets Lost in the Subprime Mortgage Fallout? Homeowners in Low- and Moderate-Income Neighborhoods" (with Michael S. Barr and Jane K. Dokko), April 2007.

"Borrowing in the Alternative Financial Services Market" (with Michael S. Barr and Jane K. Dokko), April 2007.

"Credit Card Debt and Labor Supply," May 2006.

"Implications of the Bush Commission Pension Reforms for Married Couples" (with Barry P. Bosworth and Gary Burtless), Center for Retirement Research Working Paper 2003-03, February 2003. (pdf)

"The Credit Market Consequences of Job Displacement."

"Financial Regulation and Securitization: Evidence from Subprime Mortgage Loans" (with Amit Seru and Vikrant Vig).

"Helping the `Unbanked': A Proposal to Increase the Use of Banking and Direct Deposit Services among Low- and Moderate-Income Households" (with Michael S. Barr, Gustavo J. Bobonis, and Philip Oreopoulos).

"And Banking For All?" (with Michael S. Barr and Jane K. Dokko).

"The Value of Life Reconsidered -- A Test of the Economic Theory of Suicide" (with Patrick Kline).

"'Til Debt do Us Part?" (with Kerwin Kofi Charles).

Rackham Predoctoral Fellowship, University of Michigan, 2008 - 2009

Jacob K. Javits Fellowship, U.S. Department of Education, 2004 - 2008

Moore Dissertation Research Prize for Applied Microeconometrics, Department of Economics, University of Michigan, 2008

NIA Pre-Doctoral Trainee, Population Studies Center, University of Michigan, 2004 - 2009

Parker Memorial Prize for Outstanding Written Contribution to Labor Economics, Department of Economics, University of Michigan, 2006

Letter of Commendation for Teaching Excellence, Department of Economics, University of Michigan, Fall 2006
(For my teaching evaluations, go here, search for "Keys" in Fall 2006)

Summer Research Fellowship, Department of Economics, University of Michigan, 2004, 2005

Graduate Research Fellowship Honorable Mention, National Science Foundation, 2004

Regents' Fellowship, University of Michigan, 2003 - 2004

Adams Prize for Best Empirical Research Paper, Department of Economics, Swarthmore College, 2001