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Benjamin J. Keys
Ph.D Candidate in Economics
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Education Ph.D. Candidate in Economics, University of Michigan, expected Spring 2009. M.A. in Economics, University of Michigan, 2005. B.A. in Economics and Political Science, Swarthmore College, 2001. Fields Labor Economics, Public Finance, Applied Econometrics, Consumer Finance Dissertation Title: Three Essays on Labor and Credit Markets (Abstract) Chapter 1: "The Credit Market Consequences of Job Displacement" (pdf) Chapter 2: "Did Securitization Lead to Lax Screening? Evidence from Subprime Loans" (link)
Chapter 3: "Can Self-Control Explain Avoiding Free Money? Evidence from Interest-Free Student Loans" (pdf)
Publications "Financial Regulation and Securitization: Evidence from Subprime Mortgage Loans"
"Has Exposure to Poor Neighbourhoods Changed in America? Race, Risk, and Housing Locations in Two Decades"
"Hurt the Worst: The Risk of Unemployment Among Disadvantaged and Advantaged Male Workers, 1968-2003"
"Trends in Income and Consumption Volatility, 1970-2000,"
"Dollars and Sense: What a Tennessee Experiment Tells us about Merit Pay"
"Does Merit Pay Reward Teachers? Evidence from a Randomized Experiment"
"Increased Life Expectancy: A Global Perspective"
Current Working Papers "Borrowing in the Alternative Financial Services Market"
"Who Gets Lost in the Subprime Mortgage Fallout? Homeowners in Low- and Moderate-Income Neighborhoods"
"Credit Card Debt and Labor Supply," May 2006. "Implications of the Bush Commission Pension Reforms for Married Couples"
Work in Progress "And Banking For All?" (with Michael S. Barr and Jane K. Dokko).
"Helping the `Unbanked': A Proposal to Increase the Use of Banking and Direct Deposit Services among Low- and Moderate-Income Households"
"The Value of Life Reconsidered -- A Test of the Economic Theory of Suicide" (with Patrick Kline). "'Til Debt do Us Part?" (with Kerwin Kofi Charles). Selected Awards and Honors Rackham Predoctoral Fellowship, University of Michigan, 2008 - 2009 Jacob K. Javits Fellowship, U.S. Department of Education, 2004 - 2008 Moore Dissertation Research Prize for Applied Microeconometrics, Department of Economics, University of Michigan, 2008 Parker Memorial Prize for Outstanding Written Contribution to Labor Economics, Department of Economics, University of Michigan, 2006 Letter of Commendation for Teaching Excellence, Department of Economics, University of Michigan, Fall 2006 References
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